How to apply SBI credit card?

You can visit to InvestmentcoverSBI Credit Card page and fill up some basic information to check your eligibility. Post eligibility check you can pick and choose your desired SBI Credit Card based on features and benefits and fill up the rest of the information. After filling up all the mandatory information click on submit button. You will see the thank you page along with your application number. Your application will be send to SBI directly and customer care team will contact you for verification. Additionally you can visit SBI site and choose your desired card and apply online. Last but not the least you can visit the nearest SBI branch and apply for the desired credit card.

How to generate SBI credit card pin?

You can generate SBI credit pin through ATM, Net Banking, Mobile App, Chat Bot (ILA) or through IVR of SBI

How to activate SBI credit card?

SBI Credit Card can be activated in three ways. Login to your SBI Card account and go to request tab to activate your card. You can login to SBI Card Mobile application and go to request tab to activate your card. You can write an email to SBI and request for an activation.

Which SBI Card is best?

SBI has multiple credit card in different categories like Shopping, Travel, Lifestyle, and Reward Card. One can choose the best suitable card in these categories based on the offers, deals, annual feel, cashback, fuel waiver and other benefits. The most popular SBI Credit Card is SimplySave SBI Credit Card.

How to transfer money from sbi credit card to bank account?

Normally people transfer their credit card bill to another credit card which is called balance transfer. There are few options where you can transfer money from your SBI credit card to bank account. Using money gram you can send money across the globe. You can also use Western Union to send money directly to bank account. Apart from this you can send money to wallets like Paytm, MobiKwik etc

How to pay SBI Credit Card Bill ?

SBI Credit Card payment can be done through multiple ways. You can choose any of the following method to make the payment of your credit card bill. Online SBI Facility – SBI bank account holder can make the payment from their SBI saving account. You have to login to your net banking account and ensure that SBI Cards and Payment Services Ltd added as a biller in your account, if this is not added, go to add new biller and verify with OTP and once it’s done you can select SBI card and make the payment. You can also give standing instruction to make the payment automatically every month. NEFT payment- Login to your existing bank account net banking. Add SBI Card as a beneficiary and make the payment of SBI Credit Card Paynet Pay Online – You can login to sbicard.com with your user name and password. Click on Pay Now button on dashboard and fill in the amount you want to pay. Select the mode of payment and bank name from drop down menu and confirm the details. Pay via UPI – Login to your BHIM SBI app. Set your Pin and make the payment. Pay via Yono – Download Yono app and login through your MPIN or SBI Banking credentials. Go to my card section and select the card you wish to make payment for. Select the SBI account to make the payment and click on Pay Now Button.

How to redeem SBI Credit Card Points?

SBI Credit Card points can be redeem by two different ways. Redemption against gift voucher. Login to sbicard.com or SBI card mobile application, view the rewards and redeem rewards points. Redemption against Cash can be made by writing to SBI as sbicard.com/email or by calling at SBI helpline.

How to check SBI credit card balance ?

There are multiple ways to check your SBI Credit Card Balance Net banking SMS Customer Care Helpline Number ATM Mobile App Visiting a branch Credit Card Statement (Physical as well email statement)

How to block SBI credit card?

There could be various reasons to block your SBI Credit Card. Here are the 4 ways to block your credit card. Call the 24x7helpline number (prefix STD code) 39 02 02 02 or 1860 180 1290. Log in to your SBI Card Account click on Block Lost or Stolen Card. Log in to SBI Mobile App and click on Block Lost or Stolen Card. Visit the nearest SBI branch and place a request to block the credit card.

How to increase SBI credit card limit?

SBI consider various things before increase the credit card limit like Income, Payment history, Liabilities of applicant, Age etc. You can contact SBI Card customer care and request for a credit limit increase evaluation. The following are the ways to increase your credit limit: Pre approved Credit Card limit Offer – request can be made by calling customer care, net banking, Chat Bot, SMS etc Credit limit can be increased with income documents – Form 16, ITR VI, Last 2 months salary slip. Post review of your documents SBI will increases your limit in accordance of internal risk policy.

How to Close or Cancel SBI Credit Card ?

Its is very easy to close/cancel your SBI Credit Card. You can have to contact the SBI Credit Card customer care through helpline number or email and place a request for cancellation. Make sure you to redeem all your reward points if any. Cancellation will takes place after making your outstanding to zero. Once you get the confirmation, you have to cut the card diagonally and dispose.

How to unlock SBI credit card ?

You can call SBI Credit Card 24x7helpline number (prefix STD code) 39 02 02 02 or 1860 180 1290, or writing an email to SBI Credit Card department to unblock your credit card.

SBI Credit Card Rewards Redemption

SBI CREDIT CARD REWARD POINTS

SBI (State Bank of India) offers the uniquely called Shop-and-Smile program to all their eligible customers. Customers earn reward points on every transaction of their SBI credit card like shopping, dining, travel, fuel etc. These reward points, under the Shop-and-Smile program, can be redeemed against a variety of gifts from the SBI online rewards catalogue consisting of various reward categories like electronics, vouchers, accessories, clothing, books etc.

How to earn SBI credit card reward points?

You can earn SBI credit card reward points by using your SBI credit card to make purchases for your expenses like shopping, travel, fuel, retail stores etc. The more you use your SBI credit card for your transactions, the more reward points you gain and the more gifts you can redeem. You’ll be able to get the most out of your hard-earned money. The reward points can be exchanged for merchandise, gift vouchers, payment of outstanding fees etc. Shop-and-Smile Rewards points come with a validity of two years and are applicable for most of the credit cards.

Top SBI Cards

SBI Card ELITE Advantage Review

SBI Prime Credit Card Review

Yatra SBI Card Review

SimplySAVE SBI Card Review

SimplyCLICK SBI Card Review

IRCTC SBI Platinum Card Review

IRCTC SBI Card Premier Review

Club Vistara SBI Card Review

Club Vistara SBI Card PRIME Review

SBI FBB StyleUP Credit Card Review

SBI SimplySAVE Advantage

SBI Credit Card	Rate of earning of Reward Points
SBI Credit Card	Accelerated Reward Points	Normal Reward Points
SimplySAVE SBI Credit Card	10X reward points per Rs 100 spent on dining, movies, departmental stores and grocery spends.	1 reward point per Rs 100 spent on other spends.
SimplyCLICK SBI Credit Card	10X reward points on online spends with exclusive partners like Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds and UrbanClap. 5X rewards on all other online spends.	1 reward point per Rs 100 on all other spends.
SBI Credit Card Prime	20 reward points per Rs 100 spent on standing instructions of Utility Bills Payment. 15 reward points per Rs 100 spent on Big Basket. 10 reward points per Rs 100 spent on dining, groceries, movies and departmental store shopping.	2 reward points per Rs 100 on all other retail spends.
Yatra SBI Credit Card	6 reward points on every Rs 100 spent on departmental stores, dining, movies, entertainment, grocery shopping and international shopping.	1 reward point on Rs 100 spent on all other categories.
SBI Elite Advantage Credit Card	10X reward points on online spends with exclusive partners like Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds and UrbanClap. 5X rewards on all other online spends.	1 reward point per Rs 100 on all other spends.
IRCTC Platinum SBI Credit Card	Upto 10% valueback as reward points on booking AC railway tickets through the IRCTC website. 350 activation bonus reward points on single transaction of Rs 500 or more within 45 days of getting the card.	Earn 1 reward point for every Rs 125 spent on non-fuel retail purchases, including railway ticket purchases at the IRCTC official website.
IRCTC SBI Credit Card Premier	1500 reward points equivalent to Rs 1500 on payment of first annual fee. 10% valueback as reward points air AC1, AC2, AC3 and AC CC ticket purchase through the IRCTC website. 5% valueback on air ticket purchase through the IRCTC website. 5% valueback on E-catering purchases through the IRCTC website. 2500 reward points on annual spends of Rs 50,000 on travel. 5000 reward points on annual spends of Rs 1 lakh on travel.	3 reward points per Rs 125 spent on dining and utility. 1 reward point for every Rs 125 spent on other non-fuel retail purchases, including railway ticket purchases at the IRCTC official website.
Club Vistara SBI Credit Card	Earn 8 CV points for every Rs 100 spent on Vistara flight.	Get 3 Club Vistara reward points on every Rs 200 spent using the Club Vistara SBI Credit Card.
Club Vistara SBI Credit Card Prime	Earn 9 CV points for every Rs 100 spent on Vistara flight.	Get 4 Club Vistara reward points on every Rs 200 spent using the Club Vistara SBI Credit Card Prime.
SBI fbb StyleUP Credit Card	10X reward points on spends at Big Bazaar, Standalone fbb and food bazaar outlets and dining.	2000 bonus reward points every year as anniversary gift.

How to redeem SBI Credit Card Reward Points?

You can redeem your SBI Credit Card Reward Points through either the SBI official website or the SBI mobile app by following the instructions given below.

Redeem reward points through Website

Login to the official website of SBI.
Click on “Rewards” and then click on “Redeem Rewards”.
Browse through the various SBI credit card rewards available and choose a suitable reward of your choice.
Click on “Redeem now” and confirm.
You can use the “Points+Pay” feature which gives you the freedom to redeem your reward points through the usual redemption of Reward Points and partly through the balance on your SBI Credit Card.

Redeem reward points through Mobile App

Login to the SBI Card Mobile App.
Click on “Rewards” at the left-hand side and click on “Redeem Rewards”.
Browse through the various SBI credit card rewards available and choose a suitable reward of your choice.
Click on “Redeem” and confirm.
You can use the “Points+Pay” feature which gives you the freedom to redeem your reward points through the usual redemption of Reward Points and partly through the balance on your SBI Credit Card.

SBI Credit Card Rewards Store/Catalogue

Category	Brands
Accessories	Samsung/ Michael Kors/ Fossil/ Bvlgari/ Rayban/ Lavie/ Bata/ Tommy Hilfiger/ Parker/ Hidesign/ Nike/ Park Avenue/ Swiss Military/ Esprit/ Ferragamo/ Fastrack/ Voylla etc.
Apparel & Superstore	Shoppers Stop/ Celio/ Hush Puppies/ Pantaloons/ More/ Aurelia/ Myntra/ Central/ Raymond/ Levis/ Louis Philippe/ Allen Solly/ Inglot/ Van heusen/ Vero Moda/ Arrow/ United Colors of Benetton/ Woodland etc.
Books & Periodicals	Annual subscriptions of India Today/ Vogue/ GQ/ Good Homes/ Femina/ Filmfare/ Hello/ Grazia/ Business Today/ Harper’s Bazaar/ Cosmopolitan India/ Architectural Digest/ Reader’s Digest etc.
Electronics	Apple/ Samsung/ Sennheiser/ Skullcandy/ Philips/ HP/ Amazon/ Google/ Bose/ JBL/ Fitbit/ BoAt/ Fossil/ MI/ Fastrack/ Motorola/ AT&T etc.
Elite Book of Rewards	Shoppers Stop/ US Polo Assn./ Arrow/ Pantaloons/ Amazon/ Google/ PC Jeweller/ Kalyan Jewellers/ Tanishq/ Joyalukkas
End of Season Sale	Victorinox/ HP/ MI/ Havells/ Swiss/ Motorola/ Wenger/ Fossil/ Skullcandy/ Google/ Bajaj/ Vaya/ Morphy Richards/ Park Avenue/JBL/ Nike/ Tupperware etc.
Entertainment & Dining	BookMyShow/ SMAAASH/ Oh Calcutta/ Sweet Bengal/ The Beer Café/ Sigree/ TGIF/ Mainland China/ PVR/ KFC/ Chaayos/ Costa Coffee/ Pizza Hut/ Baskin Robins
E-voucher	MakeMyTrip/ Flipkart/ Croma/ Yatra/ Urban Ladder/ Amazon/ Apollo Pharmacy/ The Body Shop/ Archies/ Shoppers Stop/ Allen Solly/ Cult.fit/ Pantaloons/ Fab Hotels etc.
Festive Catalogue	Diesel
Health & Fitness	Apple/ Fitbit/ MI/ Philips/ Goomo/ Cult.fit/ Fastrack/Nivia/ Dr. Morepan/ Victorinox/ Portronics/ Omron/ FitPass/ Nike/ Apollo Pharmacy/ Swiss Military etc.
Homeware	Kent/ Morphy Richards/ Havells/ Hindware/ Urban Ladder/ Victorinox/ Bajaj/ DKNY/ Orient/ Vaya/ Wonderchef/ Prestige/ Borosil/ Milton/ Black + Decker/ Tupperware etc.
Kids Zone	Vaya/ Wildcraft/ Lego/ Disney/ Zephyr/ American Tourister/ Gini & Jony/ Borosil etc.
Lifestyle	Sennheiser/ Bose/ Diesel/ Hermes/ Fossil/ Citizen/ Skagen/ DKNY/ Bvlgari/ Guess/ Esprit/ Lavie/ Bata/ Timex/ Park Avenue/ VLCC etc.
Luxury	PC Jeweller/ Kalyan Jewellers/ Helios/ Tanishq/ Joyalukkas
Memberships	Accor Plus/ Cult.fit/ FITPASS
Preferred partner	Card Protection Plan/ FBB/ Central
Travel & Holiday	MakeMyTrip/ Swiss Gear/ Wildcraft/ Yatra/ Accor Plus/ Victorinox/ American Tourister/ Adidas/ Swiss Military/ Fab Hotels/ Cabeau etc.

SBI CREDIT CARD REWARD POINTS

How to earn SBI credit card reward points?

Top SBI Cards

How to redeem SBI Credit Card Reward Points?

SBI Credit Card Rewards Store/Catalogue

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