The SBI fbb StyleUP Credit Card is suitable for frequent shoppers, especially those who like to shop at Big Bazaar and its partner stores like fbb and food bazaar. It provides various benefits like Welcome and Anniversary gifts, 10X reward points and 10% discount on Big Bazaar and its partner outlets like fbb and food bazaar. Also get features like Flexipay, balance transfer, utility bill payment, and more. Check out more about the card below!
Age group |
Minimum income required (in Rs) |
Less than 25 years |
20,000 |
25-30 years |
25,000 |
31-40 years |
30,000 |
More than 40 years |
40,000 |
Required Documents for Identity Proof |
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Required Documents for Address Proof |
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Required Documents for Income Proof |
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Other Documents Required |
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Want to apply for the card online without any hassle? The best way to do so is by logging on to Investmentcover.com, an online marketplace for credit cards, loans and other financial products. All you need to do is share a few details online before submitting your credit card application. Investmentcover team will send your credit card application further to SBI. The bank will first examine the details entered, the required documents, whether the applicant has good credit or not and give the nod only when it is satisfied with the investigation. Applicants with good credit have a greater chance of approval for their credit card application. If the credit card application is approved, one can then get their credit card delivered at the address provided and pay the annual fees after the first usage of the credit card.
Go through the steps below to start your credit card application and get your required credit card without any hassle:
Additionally, you can log on to the SBI official website and get the SBI credit card application online at the SBI official website.
Fees/Charges |
Amount |
Joining Fee |
Rs 499 |
Annual Fee |
Rs 499 |
Add-on Fee |
Nil |
Finance charges for extended credit |
Finance charges: 3.5%p.m (42% p.a) for unsecured card; 2.75% p.m (33% p.a) for Shaurya, Defence Card and Secured Cards |
Minimum amount due for extended credit |
Minimum Amount Due : Total GST + EMI amount + 100% of Fees/Charges + 5% of [Finance Charge (if any) + Retail Spends and Cash Advance (if any)] + Overlimit Amount (if any) |
Cash advance limit |
Up to 80% of the credit limit, with a maximum of Rs 12,000 per day |
Cash advance fee |
2.5% of the transaction amount, subject to a minimum of Rs 500 |
Statement retrieval |
Rs 100 per statement that is more than 2 months old |
Payment Dishonor fee |
2% of the payment amount, subject to a minimum of Rs 500 |
Cheque pick-up fee |
Rs 100 |
Overlimit |
2.5% of over limit amount subject to a minimum of Rs 600 |
Card replacement |
Rs 100 to 250 (Rs.1500 for Aurum) |
Emergency card replacement when abroad |
Actual cost (subject to a minimum of $175) |
Foreign currency transaction |
Conversion markup of 3.5% |
Dynamic Currency Conversion |
Markup fee of 3.50% |
Rewards redemption fee |
Rs 99 |
Cash payment fee |
Rs 250 |
Railway tickets through counters |
As prescribed by IRCTC |
Railway tickets through irctc.co.in |
As prescribed by IRCTC |
Amount (in Rupees) |
Late payment fees (in Rupees) |
0 – 500 |
Nil |
501 – 1000 |
400 |
1001 – 10,000 |
750 |
10,001 – 25,000 |
950 |
25,001 to 5000 |
1100 |
> 50000 |
1300 |
Now earn various reward points and bonus reward points at a faster pace with every transaction with your SBI fbb StyleUP Credit Card. The more reward points you gain, the greater your chances become to redeem the reward points for your spending. This will save you a lot of money which otherwise would have gone from your pocket and made a hole in it. These reward points can be redeemed to make several online purchases on SBI official website. Customers can also redeem reward points against their SBI credit card outstanding balance.
You can avail the following reward points on your SBI fbb StyleUP Credit Card:
You can only redeem reward points in multiples of 2000 points per request. The gift from the reward points will be delivered to the customer’s given address, i.e., only to the primary card holder’s address. Gifts (i.e., merchandise) will be delivered within 15 working days and gift vouchers will be sent in 10 working days. Once the request to redeem the reward points has been made, it cannot be cancelled or changed. Gift vouchers will be valid for a period of three months. SBI charges a fee of Rs 99 along with service tax to the SBI card account after a request to redeem the reward points has been made by the customer
Category |
Brands |
Accessories |
Samsung / Michael Kors/ Fossil/ Bvlgari / Rayban / Lavie / Bata/ Tommy Hilfiger / Parker / Hidesign / Nike/ Park Avenue / Swiss Military / Esprit / Ferragamo / Fastrack / Voylla etc.
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Apparel & Superstore |
Shopper’s Stop / Celio / Hush Puppies / Pantaloons / More/ Aurelia/ Myntra/ Central/ Raymond/ Levis/ Louis Philippe/ Allen Solly/ Inglot/ Van Heusen/ Vero Moda/ Arrow/ United Colors of Benetton/ Woodland etc.
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Books & Periodicals |
Annual subscriptions of India Today/ Vogue/ GQ/ Good Homes/ Femina/ Filmfare/ Hello/ Grazia/ Business Today/ Harper’s Bazaar/ Cosmopolitan India/ Architectural Digest/ Reader’s Digest etc.
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Electronics |
Apple/ Samsung/ Sennheiser/ Skullcandy/ Philips/ HP/ Amazon/ Google/ Bose/ JBL/ Fitbit/ BoAt/ Fossil/ MI/ Fastrack/ Motorola/ AT&T etc.
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Elite Book of Rewards |
Shopper’s Stop/ US Polo Assn./ Arrow/ Pantaloons/ Amazon/ Google/ PC Jeweller/ Kalyan Jewellers/ Tanishq/ Joyalukkas
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End-of-Season Sale |
Victorinox/ HP/ MI/ Havells/ Swiss/ Motorola/ Wenger/ Fossil/ Skullcandy/ Google/ Bajaj/ Vaya/ Morphy Richards/ Park Avenue/JBL/ Nike/ Tupperware etc.
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Entertainment & Dining |
BookMyShow/ SMASH/ Oh Calcutta/ Sweet Bengal/ The Beer Café/ Sigree/ TGIF/ Mainland China/ PVR/ KFC/ Chaayos/ Costa Coffee/ Pizza Hut/ Baskin Robins
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E-voucher |
MakeMyTrip/ Flipkart/ Croma/ Yatra/ Urban Ladder/ Amazon/ Apollo Pharmacy/ The Body Shop/ Archies/ Shopper’s Stop/ Allen Solly/ Cult.fit/ Pantaloons/ Fab Hotels etc.
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Festive Catalogue |
Diesel
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Health & Fitness |
Apple/ Fitbit/ MI/ Philips/ Goomo/ Cult.fit/ Fastrack/Nivia/ Dr. Morepan/ Victorinox/ Portronics/ Omron/ FitPass/ Nike/ Apollo Pharmacy/ Swiss Military etc.
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Homeware |
Kent/ Morphy Richards/ Havells/ Hindware/ Urban Ladder/ Victorinox/ Bajaj/ DKNY/ Orient/ Vaya/ Wonderchef/ Prestige/ Borosil/ Milton/ Black + Decker/ Tupperware etc.
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Kids Zone |
Vaya/ Wildcraft/ Lego/ Disney/ Zephyr/ American Tourister/ Gini & Jony/ Borosil etc.
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Lifestyle |
Sennheiser/ Bose/ Diesel/ Hermes/ Fossil/ Citizen/ Skagen/ DKNY/ Bvlgari/ Guess/ Esprit/ Lavie/ Bata/ Timex/ Park Avenue/ VLCC etc.
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Luxury |
PC Jeweller/ Kalyan Jewellers/ Helios/ Tanishq/ Joyalukkas
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Memberships |
Accor Plus/ Cult.fit/ FITPASS
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Preferred partner |
Card Protection Plan/ FBB/ Central
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Travel & Holiday |
MakeMyTrip/ Swiss Gear/ Wildcraft/ Yatra/ Accor Plus/ Victorinox/ American Tourister/ Adidas/ Swiss Military/ Fab Hotels/ Cabeau etc.
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To check your reward points gained from your SBI fbb StyleUP Credit Card:
Redeem reward points through Website
Redeem reward points through Mobile App
You can clear all your doubts and queries through SBI customer service. You can get access to the SBI customer service executives through the SBI helpline number, SMS service, address or email id. Resolve all your credit card queries and complaints regarding gift vouchers, reward points, credit score, annual spends, add on cards, required documents, annual fee, credit card application and many more in the best possible way through the SBI credit card helplines.
Send different messages to get answers for your queries using SBI’s Simply SMS Service at the number 5676791
Correspondence: SBI Card, P.O. Bag 28, GPO, New Delhi – 110001
Head office: SBI Card, Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Bldg 3, DLF Cyber City, Gurgaon – 122002, Haryana, India
SBI Credit Card Email
Click on https://www.sbicard.com/en/contact-us/personal.page#title to email to SBI.
Get the real-time status of your SBI credit card by simply visiting the official SBI website. You just need to put your credit card application number and follow a few simple steps and you are done with the credit card application status. Now, the credit card application status can be anything from approval, pending for approval or even rejected. Do ask the reasons for your credit card application rejection if it has happened. You can either call the branch officials or the customer care executives to know the reasons or you can write an e-mail to the customer care executives. If you can remove the discrepancy in your credit card application, do so and apply again to get an approval.
The credit limit depends on the income, credit score, job or business stability along with other factors. So, to get a higher credit score limit, it’s important to have a decent income and have a good credit score well past 750. It is also important to have a stability in either your job or business. Existing cardholders can get good credit limit by asking SBI to raise the credit limit. After receiving the request of limit enhancement, SBI will check the repayment pattern, employment and business details before coming to a decision of whether it will raise the credit limit or not.
A good credit limit or a higher credit limit does not mean that you should spend an excessive amount which will be more than your ability to pay back on time. Over-spending and failure to make a payment by the due date can create a default-like situation in which the creditors might raise interest rates to the default (or penalty rate) or decrease the line of credit. In case of serious defaulting on a credit card, the bank can even take legal action to enforce payment. This is not a situation anybody would want to be in as default is a serious credit card issue that affects not only your standing with the credit card issuer but also your credit standing in general and your ability to get approved for other credit-based services. The reasons are obvious, the credit score would come down, which could make it tricky to gain an easy approval to the credits you may apply in the future. In addition, you would struggle to meet other financial liabilities that you may have to carry out on a monthly basis.
At the same time, don’t be too less on the utilization as that would make it hard to build a credit history for you and would interfere with your good credit score. So, you need to strike a balance between the annual spends to ensure a proper credit utilization ratio, translating into a good credit history and a non-default situation.
You can get your SBI fbb StyleUP Credit Card limit increased in 2 ways:
Relevant income documents can be mailed to: the Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Building 3, DLF Cyber City, Gurgaon – 122002.
The request for a credit limit increase will be fulfilled in accordance with the internal risk policy after receipt and review of income documents.
Do away with the bill payment delays by adding your SBI fbb StyleUP Credit Card to the list of billers via net banking and pay your bills on time and avoid default.
If you are using the Internet Banking of SBI or some other bank, mention your credit card number correctly. You will receive an SMS indicating the total due and due date. You can log in and pay from the comfort of your home or office either on or before the due date.
SBI provides various options – online and offline – for you to pay your SBI fbb StyleUP Credit Card bill the way you want to. Investmentcover gives you a list of all the payment options available.
Online Payment Methods
Offline Payment Methods
If for whatever reason you decide that your SBI fbb StyleUP Credit Card is not for you, you can easily cancel it over the phone or by writing to SBI. Your cancellation will not be processed until your balance is paid down to zero. To cancel your SBI credit card, you must first check your account status to see if all payments have been made or not and then close your account.
Check your account
Close your account
The SBI fbb StyleUP Credit Card is suitable for frequent shoppers, especially those who like to shop at Big Bazaar and its partner stores like fbb and food bazaar. It provides various benefits like Welcome and Anniversary gifts, 10X reward points and 10% discount on Big Bazaar and its partner outlets like fbb and food bazaar. Also get features like flexipay, balance tranfer, utility bill payment and more.
Log in to www.investmentcover.com to apply for SBI fbb StyleUP Credit Card without any hassle. All you need to do is share a few required details in your SBI fbb StyleUP Credit credit card application form. The Investmentcover team will send your credit card application further to SBI. If the credit card application is approved, your credit card will be delivered at your registered address.
Once you have filled the online application form at www.investmentcover.com, your application form is sent to SBI. The bank then checks the details entered, the required documents, whether the applicant has good credit or not and other such criteria. Once your application is approved by SBI, you will receive your SBI fbb StyleUP Credit Card within 15 business days.
To activate your SBI fbb StyleUP Credit Card, you can login to your SBI credit card account at sbicard.com or write at “sbicard.com/Email”. You can also call on the SBI helpline numbers 1860 180 1290, 180 180 1290 or 39020202 (STD code) to activate your SBI fbb StyleUP Credit Card. Also, you can Click here to watch the demo. Alternatively, you can also login to Chatbot ILA using your online account user ID and password and get your SBI fbb StyleUP Credit Card activated.
You can follow the given steps to get your 4-digit PIN for the SBI fbb StyleUP Credit Card:
SBI credit card bill can be paid through various methods such as Online Banking (through your SBI account); NEFT (through any bank account); Paynet-Pay Online (through net-banking); SBI Mobile App YONO; Via UPI (money transfer between 2 accounts); Debit card (through other bank debit card) and many more. Click on any payment method to learn more about it and click here to learn about all methods.
You can redeem SBI fbb StyleUP Credit Card reward points through either SBI credit card website or SBI mobile app. To redeem SBI fbb StyleUP Credit Card reward points, you need to log in to either the SBI website or the mobile app. Click on “Rewards” and then on “Redeem Rewards” and choose a reward of your choice. Click on “Redeem now” and confirm.
SBI fbb StyleUP Credit Card is a boon for frequent shoppers and provides a multitude of benefits like 10X reward points, 2000 bonus reward points, Fuel surcharge waiver, Annual fee reversal, Welcome and Anniversary gift, 10% discount all year on Big Bazaar and its partners and Low joining fee to name a few. It also provides facilities like Balance Transfer on EMI, Flexipay, Easy bill pay facility, Add on cards etc.
The credit limit of SBI fbb StyleUP Credit Card varies from customer to customer and generally depends on the following factors: monthly income, existing liabilities and credit history. So, to get a higher credit score limit, it’s important to have a decent income and have a good credit score well past 750. Existing cardholders can ask SBI to raise the credit limit after 1 year of usage and repayment.
Call on SBI’s helpline number 1860-180-1290, 1800-180-1290 or 39020202 (STD code) to check the details.
The credit card can be blocked through the following options: