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Highlight
- Annual Bonus Rewards
- Fuel Surcharge Waiver
- 1000 Reward Points
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Best Suited For
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Features of YES Prosperity Reward Credit Card
- Accelerated Rewards: Accelerated Rewards on Grocery Stores & Supermarkets, Department Stores and Dining spends
- Annual Bonus Rewards: 10,000 Bonus Reward Points on achieving retail spends of INR 1.8 Lakhs or more in each anniversary year (12 months from the card set update or card renewal date)
- Insurance: Credit Shield cover in case of accidental death of Primary Card-holder
- Easy Bill Pay Facility: Pay your utility bills using your YES Prosperity Reward Credit Card; 500 Reward Points on each YES PayNow registration
- Quick Loan: Get a Quick Loan (within the credit limit of your card) on your YES Prosperity Reward Credit Card for your immediate funds’ requirements
- Fuel surcharge waiver at all fuel stations across India for transactions between INR 400 to INR 5,000.
- Avail of great offers across travel, dining, shopping, wellness and more, in select cities.
Benefits of YES Prosperity Reward Credit Card
- Fuel Surcharge Waiver: 1% Fuel surcharge waiver at all fuel stations across India for the transaction between INR 400 to INR 5000; total waiver in a statement cycle is capped at INR 250
- Lifestyle Benefits: Great offers across travel/dining/shopping/wellness and more in select cities via YES Privileges
- Reward Points Program:
- 4 Reward Points per INR 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends
- 2 Reward Points per INR 200 on other categories
- 500 Reward Points on each YES PayNow registration
Eligibility Criteria of YES Prosperity Reward Credit Card
Yes Bank offers credit cards to Salaried and Self Employed individuals
- Should be Salaried or Self Employed
- Age between 21 years to 60 years
- Should have a monthly income. For a salaried person, minimum monthly salary should be INR 25,000 and for self-employed and business persons, the minimum annual ITR should be INR 5 lakhs.
- Should to produce all the necessary supporting documents while applying.
- Must have a good credit score. Generally, a credit score of 700+ is considered good.
Documents Required for YES Prosperity Reward Credit Card
1) Identity Proof: Any of the government-approved identify card is required
2) Address Proof: Voter Cards, Passport, Ration Card, or any other government-approved card
3) Income Proof: ITR, Salary Slip, Bank Statement, etc.
Fees & Charges of YES Prosperity Reward Credit Card
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Fee/Charge
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Amount/Rate
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Membership Charges
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INR 299+Taxes waived on total retail spends of INR 5000 within 90 days of card set up a date
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Annual Renewal Charges
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INR 299+Taxes waived on total retail spends of INR 25000 within 12 months prior to the card renewal date
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Credit card finance charge
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3.5% per month (42% annually)
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Minimum amount due each month
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5% of balance outstanding
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Interest fee period
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50 Days
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Finance charge on cash advance
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3.5% per month (42% annually)
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Cash advance limit
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30% of the credit limit
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Cash advance fee - YES Bank, local ATMs
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2.5% (minimum INR 300)
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Cash advance fee - International ATMs
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2.5% (minimum INR 300)
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Over limit fee
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2.5% of the over-limit amount or INR 500 whichever is higher
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Foreign Currency Mark-up
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3.4% on all international transactions
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YES Prosperity Reward Credit Card Late payment
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Statement Balance
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Late Payment Charges
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Less than INR 100
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Nil
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INR 100 to INR 500
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INR 100
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INR 501 to INR 5000
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INR 400
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INR 5001 to INR 20000
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INR 500
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Above INR 20000
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INR 700
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How to apply for YES Prosperity Reward Credit Card
- Click on InvestementCover
- Fill in the basic requirements like your Name, Occupation, Monthly Income, etc.
- After you fill in the requirements, a list of Yes Bank suitable credit card options will be shown to you.
- Select the option that suits your needs and apply for that credit card.
- Once you apply for the card, the bank will review your credit card application and will then approve it. You will receive the credit card within a few working days after the approval.
Additionally, you can visit the Yes Bank website
Disclosure: Please Note: Bank will endeavor to issue the Card within 90 days from the date of application. In case of any further delay, the Bank will apprise you of the revised date of Card issuance.
