Tata AIA Life Insurance Check Eligibility

Tata AIA Life Insurance : They offer 5 kinds of plans i.e.,

Sampoorna Raksha : It offers 

• Flexibility to choose from 4 Death Benefit
• Life Cover up to 85 years of age; or option for Whole Life coverage (till age 100 years)
• Choice of Regular or Limited (5/10/ 12 Years or Pay till Age 60) Premium Paying Term
• Lower premium rates for female lives1 and Standard premium rates for non-smokers
• Enhance your protection with Optional Rider2
• Large Sum Assured discount for Higher Coverage, Receive tax benefits3 u/s 80C and 10(10D), as per the applicable Income Tax laws.

Sampoorna Raksha+ : It offers : 

• Flexibility to choose between two Death Benefit options:
  1. "Sum Assured on Death" as Lump Sum benefit on Death
  2. "Sum Assured on Death" as Lump Sum benefit on Death and Monthly Income for next 10 years
• Return of Premium1 - in case of survival till maturity
• Life Cover for Policy Term of up to 40 years or up to Age 100 years
• Choice of Regular or Limited (5/ 10/ 12 Years) Premium Paying Term
• Lower premium rates for female lives2 and Standard premium rates for non-smokers
• Enhance your protection with Optional Rider3
• Large Sum Assured discount for Higher Coverage
• Receive tax benefits4 u/s 80C and 10(10D), as per the applicable Income Tax laws

iRaksha Trop : It offers 

• One plan- two benefits
  1. Protection - Life Insurance coverage against unfortunate demise
  2. Return of Premium – In case of survival till Maturity, returns Total Premiums Paid1
• Choice of premium payment to suit your convenience
  1. Regular Pay – pay premium till end of chosen policy term
  2. Limited Pay – pay premium for a limited period of 5 or 10 years and stay covered for a longer period
  3. Single Pay – pay premium once for coverage over the entire policy term chosen
• Benefit from a healthier lifestyle through preferential Premium Rates for Non-Smokers.
• Female customers can avail the benefit of lower rates
• Discount on rates for customers opting for higher level of protection
• Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961

iRaksha Supreme :  It offers

• Life Protection – provides financial protection against unfortunate demise of the insured
• Choice of premium payment to suit your convenience
  1. Regular Pay – pay premium till the end of chosen policy term
  2. Limited Pay – pay premium for a limited period of 5 or 10 years and stay covered for a longer period
  3. Single Pay – pay premium once for coverage over the entire policy term chosen
• Benefit from a healthier lifestyle through preferential Premium Rates for non-smokers.
• Female customers can avail the benefit of lower rates
• Lower premium rates for Non Smokers and Female lives
• Rate benefits for customers opting for higher level of protection (Sum Assured of Rs. 75 Lacs & above)
• Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961

Maha Raksha Supreme : It offers

• Pure Protection Cover - the simplest form of life insurance cover.
• Choose an option to enhance your protection cover in the future
• With Life Stage Plus Option, you can increase cover at future milestone events in your life without the hassles of fresh medical underwriting
• Inbuilt Payout Accelerator Benefit advances 50% of Basic Sum Assured in the event of a Terminal Illness diagnosis, to help with expenses when needed most
• Pay as Single Premium or as Regular premiums to suit your convenience
• Discounted rates for female lives
• Discounted rates for a non-smoking lifestyle
• Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961.