The Everyday Spend American Express® Gold Credit Card

Features:

• EMI - Use your Everyday Spend American Express® Credit Card for your next big purchase and pay in easy EMI at a low interest rate of 12% p.a. with refundable processing fee and no foreclosure charges.
• Offers on your Card – Enjoy great savings on flights, hotel stays, dining, car rental and more.
• American Express EPAY – A one-stop destination for all your utility bill payments such as mobile, electricity, insurance premiums etc., to a host of service providers such as Airtel, Vodafone, BSES, LIC, MTNL and more
• American Express® ezeClick – No more entering Card details or filling up lengthy online forms. Shop faster at over 9,000 websites with American Express® ezeClick where all you need is just one unique ID. 
• Get a renewal fee waiver on eligible spends of Rs.39,999 in the previous year of the Cardmembership.

Fees:

• First year fee: Rs. 495 plus applicable taxes
• Second year onwards: Rs. 495 + Applicable Taxes (Spend Rs. 39,999 in cardmembership year and get fee waiver)

Rewards:

• Earn up to 10X Membership Rewards® Points at select merchant partners. 
• Earn 10X and 5X ­Membership Rewards® Points for purchases at select merchant across online shopping, cabs, groceries and movies.

Joining Benefits:

Get cashback of Rs.500 as a Welcome Gift on spending Rs.10,000 in the first 90 days of Card membership.

Eligibility:

1. I am over 18 years of age
2. I have a Personal Annual Income of 4 Lakhs and above.
3. I have a good credit history and no payment defaults
4. I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status
5. I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh/Tricity, Ahmedabad, Surat & Vadodra subject to conditions.