How to apply SBI credit card?

You can visit to InvestmentcoverSBI Credit Card page and fill up some basic information to check your eligibility. Post eligibility check you can pick and choose your desired SBI Credit Card based on features and benefits and fill up the rest of the information. After filling up all the mandatory information click on submit button. You will see the thank you page along with your application number. Your application will be send to SBI directly and customer care team will contact you for verification. Additionally you can visit SBI site and choose your desired card and apply online. Last but not the least you can visit the nearest SBI branch and apply for the desired credit card.

How to generate SBI credit card pin?

You can generate SBI credit pin through ATM, Net Banking, Mobile App, Chat Bot (ILA) or through IVR of SBI

How to activate SBI credit card?

SBI Credit Card can be activated in three ways. Login to your SBI Card account and go to request tab to activate your card. You can login to SBI Card Mobile application and go to request tab to activate your card. You can write an email to SBI and request for an activation.

Which SBI Card is best?

SBI has multiple credit card in different categories like Shopping, Travel, Lifestyle, and Reward Card. One can choose the best suitable card in these categories based on the offers, deals, annual feel, cashback, fuel waiver and other benefits. The most popular SBI Credit Card is SimplySave SBI Credit Card.

How to transfer money from sbi credit card to bank account?

Normally people transfer their credit card bill to another credit card which is called balance transfer. There are few options where you can transfer money from your SBI credit card to bank account. Using money gram you can send money across the globe. You can also use Western Union to send money directly to bank account. Apart from this you can send money to wallets like Paytm, MobiKwik etc

How to pay SBI Credit Card Bill ?

SBI Credit Card payment can be done through multiple ways. You can choose any of the following method to make the payment of your credit card bill. Online SBI Facility – SBI bank account holder can make the payment from their SBI saving account. You have to login to your net banking account and ensure that SBI Cards and Payment Services Ltd added as a biller in your account, if this is not added, go to add new biller and verify with OTP and once it’s done you can select SBI card and make the payment. You can also give standing instruction to make the payment automatically every month. NEFT payment- Login to your existing bank account net banking. Add SBI Card as a beneficiary and make the payment of SBI Credit Card Paynet Pay Online – You can login to sbicard.com with your user name and password. Click on Pay Now button on dashboard and fill in the amount you want to pay. Select the mode of payment and bank name from drop down menu and confirm the details. Pay via UPI – Login to your BHIM SBI app. Set your Pin and make the payment. Pay via Yono – Download Yono app and login through your MPIN or SBI Banking credentials. Go to my card section and select the card you wish to make payment for. Select the SBI account to make the payment and click on Pay Now Button.

How to redeem SBI Credit Card Points?

SBI Credit Card points can be redeem by two different ways. Redemption against gift voucher. Login to sbicard.com or SBI card mobile application, view the rewards and redeem rewards points. Redemption against Cash can be made by writing to SBI as sbicard.com/email or by calling at SBI helpline.

How to check SBI credit card balance ?

There are multiple ways to check your SBI Credit Card Balance Net banking SMS Customer Care Helpline Number ATM Mobile App Visiting a branch Credit Card Statement (Physical as well email statement)

How to block SBI credit card?

There could be various reasons to block your SBI Credit Card. Here are the 4 ways to block your credit card. Call the 24x7helpline number (prefix STD code) 39 02 02 02 or 1860 180 1290. Log in to your SBI Card Account click on Block Lost or Stolen Card. Log in to SBI Mobile App and click on Block Lost or Stolen Card. Visit the nearest SBI branch and place a request to block the credit card.

How to increase SBI credit card limit?

SBI consider various things before increase the credit card limit like Income, Payment history, Liabilities of applicant, Age etc. You can contact SBI Card customer care and request for a credit limit increase evaluation. The following are the ways to increase your credit limit: Pre approved Credit Card limit Offer – request can be made by calling customer care, net banking, Chat Bot, SMS etc Credit limit can be increased with income documents – Form 16, ITR VI, Last 2 months salary slip. Post review of your documents SBI will increases your limit in accordance of internal risk policy.

How to Close or Cancel SBI Credit Card ?

Its is very easy to close/cancel your SBI Credit Card. You can have to contact the SBI Credit Card customer care through helpline number or email and place a request for cancellation. Make sure you to redeem all your reward points if any. Cancellation will takes place after making your outstanding to zero. Once you get the confirmation, you have to cut the card diagonally and dispose.

How to unlock SBI credit card ?

You can call SBI Credit Card 24x7helpline number (prefix STD code) 39 02 02 02 or 1860 180 1290, or writing an email to SBI Credit Card department to unblock your credit card.

Aadhaar Card Enrolment & Status

Aadhar Card

Aadhar card comprises of unique 12-digit identity number of each resident or passport holders in India through biometric and demographic data. The Unique Identification Authority of India (UIDAI), a government established statutory authority collects the resident’s data all over the country. Aadhar also has the recognition as the most extensive biometric ID system across the world.

Aadhar Card Eligibility

The conditions for Aadhar Card Eligibility are as follows:

An Indian citizen by birth can apply for an Aadhar Card. Moreover, the Indian Government has made Aadhar card mandatory for people applying for a sim card or a duplicate sim if they have lost their mobile phones. Even the taxpayers should have an Aadhar Card linked with their PAN for filing their Income Tax Return (ITR) every year.
Non-Resident Indian (NRI) or a foreigner from any can apply for Aadhar Card, subject to their stay in India for 182 days or more. The Government does not accept Aadhar Card as evidence of Indian citizenship. The Aadhar Card only possesses the biometric information for identifying a person.
Newborns & minors need to present their birth certificate, followed by the parents’ identification proof. However, after the completion of 15 years of age, they should update their biometric data. The difference between Baal Aadhar & other normal Aadhar Card is, the former has a blue color in case the child’s age is less than five years.

Documents required for Aadhar card

The documents required for Aadhar card are:

Applicant’s passport
PAN Card
Ration/PDS Photo Card
Voter Identification Card
Driving License
NREGS Job Card
Photo Bank ATM Card
Front & the back page of a passbook from a nationalized bank
Birth Certificate

How to get Aadhar Card

Here are steps that you need to follow to get Aadhar Card

Visit the Aadhar enrollment center.
Fill & submit the form with identity and address proof of all your details.
Submit your biometric details that include your fingerprints and iris scan.
The Aadhar enrolment center takes your photograph.

After completing the above process, the Aadhar enrolment center provides you with an acknowledgment slip containing a 14-digit enrolment number for tracking your Aadhar card status.

Check Aadhar Status

You can Check Aadhar Status online as well as offline by:

1. Enrolment number – On receiving the acknowledgment slip, you can track your Aadhar status through UIDAI official website’s online portal, free of cost.

Step 1: Click here
Step 2: Enter your Enrolment ID or 14-digit Enrolment number to check your Aadhar Status
Step 3: Enter the Captcha Code to verify the details. The code appears just before the button, which you need to enter the exact values shown below.
Step 4: Click on the button, “Check Status”.
Step 5: Alternatively, you can also download e-Aadhar, clicking on the Download Aadhar option.
Step 6: If you want to receive the status on your mobile, select the option, “Get Aadhar on Mobile”.
Step 7: You will get the status of your mobile number that you gave for registration.

2. Without Enrolment number – Have you forgotten your enrolment number, or misplaced your acknowledgment slip? The following are the steps to get the Aadhar Status without enrollment number are:

Visit the website https://resident.uidai.gov.in/lost-uideid
Select the option Enrolment Id (EID)
Fill your details like name, email address, mobile no, security code in their respective fields.
After entering the details, you will get an OTP to your registered number
Enter the verification code, sent to your mobile number
After verification code, you will retrieve your Enrolment number through your cellphone number and email.
With the aid of this enrolment number, you can find out the Aadhar status.
You can also retrieve your enrolment no with the help of a time-based one-time password (TOPT).

3. Checking the given address in Aadhar Card Status through URN – After the successful completion of the online address update, the applicant receives an Update Request Number (URN) through SMS. The following procedure to check the Aadhar Card Status by URN are:

Click Here
Fill the Aadhaar number and URN number
Fill the Captcha Code in the specified field for verification
You will receive the update on Aadhar Status

4. Aadhar Status by name – Once you complete the process of applying for the Aadhar Card, the center issues an acknowledgment receipt. When you update your card details, you will receive an update request number. With the help of the receipt, you can Track the

5. Find out the status via registered mobile number – The steps for finding out the card status are:

Select the Message option on your cellphone.
Click on a new sign and type SMS UID Status<14-digit enrolment number> and send it to 51969.
You will get the Aadhar number if the number generates within that time.
Else, you will receive the current status of the card.

How to verify or link mobile number with Aadhar

The three different ways to verify or link the mobile number with Aadhar are:

1. Link the mobile number with Aadhar number through the store - As per the regulations of the Government and supreme court, everyone should compulsorily link their sim card number with Aadhar number. The person should visit the service provider’s outlet. The process of linking Aadhar and sim card are:

Visit the respective telecom operator’s store.
Furnish your self-attested Aadhar card copy.
The store executive will send the OTP for linking your mobile number
Provide the OTP that you got in your message to the executive for verification
Give your fingerprint to the executive
The telecom operator will send you the confirmation SMS
Reply Y for successful completion of the e-KYC process

2. Linking Aadhar with the mobile number via OTP – You can connect your mobile number with Aadhar through the re-verification of your OTP. However, you can use the re-verification method only if you have already linked your Aadhar with your cellphone number. Here are the following steps for connecting your cellphone number and Aadhar.

Dial 14546* using your cellphone number
Choose the option as an Indian or NRI
Press 1 to give the re-verification consent
Enter the 12-digit Aadhar Card number and press 1 for confirmation
Allow your operator to get access to your name, photo, and date of birth from UIDAI
When IVR reads the last four digits of your cell number, confirm it if the reading is correct.
Enter the OTP that you receive
Complete the process, pressing “1” as an option

IVR Linking – The following steps for IVR Linking are:

Dial the toll-free number 123456 from your registered mobile number
Press 1 from your keypad if you are an Indian resident in IVRS verification
When the IVR asks for the Aadhar number, share your 12-digit Aadhar number.

How to link pan with Aadhar

The Government of India has set the rules that we should link our PAN with our Aadhar for filing Income Tax Returns u/s 133AA (2) of Income Tax Act. The ways to link PAN with Aadhar are:

You can link PAN with Aadhar via e-filing website
Alternatively, you can Link Aadhar and PAN through SMS

How to link bank account with Aadhar

As per the RBI regulations, the bank account holders should compulsorily link their accounts with Aadhar. However, in 2018, the Supreme Court made it an option. To connect your Bank account with Aadhar, here are the ways

Internet Banking:

Visit the website of the bank in which you have an account
Enter customer id and password
Select Aadhar with bank account under My Account Section
Enter your profile password to register your Aadhar
The next page will ask you to enter your Aadhar number twice.
Hit the Submit Button after entering your Aadhar number
You will receive your message on successful linking of your Aadhar

Mobile Application of the Bank – The smartphones provide you the access to link your Aadhar with Mobile Application of the Bank.

Log in to your bank’s mobile app.
Select View/Update Aadhar Card details under the Services tab in My Accounts.
Enter your Aadhar Number twice and hit the Submit Button
On successful linking, you will get the message

Personal visit to the nearest branch – When you give a personal visit to the closest office, you need to do the following:

Fill the bank account Aadhar linking application form
Give your bank account details and Aadhar number
Attach a self-attested copy with the application at the counter to verify
It will take a couple of working days to link your bank account with Aadhar

ATM Machine – The process of linking your Aadhar through ATM:

Swipe your ATM Card and enter your Identification Number (PIN)
Choose Services Menu
Select Registration option under Services Menu
Select Aadhar Registration under Registrations
Re-enter your Aadhar number and hit the ok button
The machine will give you a confirmation message on successful completion.

Mobile SMS – The steps for linking your Aadhar number through Mobile SMS are:

Type the message, using the format UIDAadhar NumberAccount number and send it to 567676.
You will get the confirmation message stating the acceptance of your request
The bank verifies with the UIDAI.
If the verification fails, you need to visit the nearest branch.

Lock and Unlock your biometric

You can lock and unlock your biometric data through the UIDAI website or mAadhar app.

Biometrics

Log on to https://resident.uidai.net.in/biometric-lock
Enter your 12-digit Aadhar number.
Enter the security code.
After hitting Send OTP button, enter the password that you get through SMS and click verify
Select Enable biometric locking and click enable

Using mAadhar app

Steps to lock and unlock your biometric using mAadhar

Download the app and login with your Aadhar number, entering your OTP for authentication.
Set the new password
Tap on the biometric lock on the right to lock your biometrics. Once you close, you will find a small lock icon near the profile tab.
To unlock your biometric, you need to tap in the same icon with your password. The information gets unlocked for 10 minutes after it will get locked again.

Benefits of Aadhar card

All the organizations accept the Aadhar as an identity card. The document contains the photograph as well as the biometric details like fingerprints, an iris image, and a QR Code, which a person can scan and verify the details. Here are the benefits of Aadhar card

An Aadhar card acts as an identity card wherever you go
As Aadhar Card contains the address proof, you can present the same to various Government, non-government, as well as a private organization. It comes handy when you apply for financial products and loans.
When you link your Aadhar with a bank account, you get the subsidies under schemes like Pahal, Atal Pension Yojana, gas/kerosene subsidy, etc.
It makes the bank account opening easier.
Aadhar has been made mandatory for new phone connections.
Aadhar helps you to open new gas connection and get subsidies.

How to download/print Aadhar card

To download/print the Aadhar card, logon to the UIDAI website and enter the details. The Aadhar card gets downloaded after entering your OTP and hitting the Submit button. The document comes to you in the .pdf format, asking for the password. After you open the soft copy, you can print the said document.

Aadhar Card Search

One can Search Aadhar Card by EID, Aadhar number, name, phone, etc.

Check Aadhar Card Status

In the UIDAI website, you can Check Aadhar Card Status by EID, Name, Mobile Number, and URN.

Know Your Aadhar

If you have lost your Aadhar number or have not received your card, you can Know Your Aadhar online by using Enrollment Id or Acknowledgement slip.